A dishonoured cheque not only disrupts financial trust but also has serious legal consequences under Indian law. Advocate Neha Gund provides assertive and results-oriented legal support in cheque bounce matters, representing both complainants and accused individuals with precision and commitment.

Understanding Cheque Bounce Under Law

Cheque bounce, or dishonour of cheque, occurs when a cheque is returned unpaid by the bank due to insufficient funds or other reasons. Under Section 138 of the Negotiable Instruments Act, 1881, cheque bounce is a criminal offense that can lead to imprisonment, fine, or both.

The law ensures accountability in commercial transactions and offers a structured legal process to recover the due amount.

Common Reasons for Cheque Bounce

• Insufficient funds in the drawer’s account

• Signature mismatch or overwriting on cheque

• Expired or stale cheques

• Account closed by the issuer

• Stop payment instructions issued by the drawer

Services Offered by Advocate Neha Gund

• Legal Notice Drafting and Dispatch
  Issuing mandatory legal notices within the statutory time frame to the cheque issuer.

• Filing Criminal Complaint under Section 138
  Representing complainants before magistrate courts to initiate criminal proceedings.

• Defense Against False Allegations
  Assisting accused persons in defending against frivolous or fabricated cheque bounce complaints.

• Negotiation and Settlement Assistance
  Facilitating out-of-court settlements when both parties are open to resolution.

• Appeals and Revisions
  Filing or contesting appeals in case of conviction or acquittal.

• Cross-Examination and Evidence Strategy
  Meticulous handling of evidence and cross-examinations to strengthen the case.